Paying Your Bill

Electronic bills (eBills) are available within the first week of the month. If you are an authorized user, please visit the Authorized User Portal. Students will receive an email notification in their ACU email account stating that their eBill is available in the Wildcat Pay Portal. All charges are due according to the terms on the eBill. Official notification regarding the eBill and other university business is sent to the ACU student email account. Students are responsible for this information and any action that may be required by receiving this information.

To reach financial settlement each semester, students must either: pay the net balance in full, enroll in a Wildcat Pay Plan for the entire net balance, or have an approved loan in place to cover the balance.

For specific instructions on all services the Wildcat Pay Portal offers, download the user guide below!

International Payments

We have partnered with TransferMate to provide seamless international payments through your Wildcat Pay Portal. Log into the Wildcat Pay Portal, select Make A Payment, choose TransferMate from the dropdown menu and follow prompts. For more information about making international payments, please watch this video for easy instructions. We have also partnered with Flywire for international payments. For instructions on how to make your payment, click here.

Navigating the Wildcat Pay Portal

There are several different Wildcat Pay Plans available for different types of students.

Residential Students

Residential students can enroll in a four-, five– or six-month Wildcat Pay Plan per semester for residential students (these plans charge a $50 fee to enroll and some require a 5-10% down payment at the time of enrollment).

Online Students

Online students can enroll in a single-installment for all terms OR a four-installment plan in Spring 1, Summer 1, and Fall 1 OR a two-installment plan in Spring 2, Summer 2, and Fall 2.

International Students

Please contact Wildcat Central to help with setting up a payment plan at 888-588-6083.

Logging Onto the Wildcat Pay Portal

Learn how to access all the Wildcat Pay Portal’s features.

Download User Guide

Enrolling in a Payment Plan

Learn how to enroll in a payment plan.

Download User Guide

Making a Payment

Learn how to pay balances in the Wildcat Pay Portal.

Download User Guide

Adding a User

Learn how to add an authorized user to your account.

Download User Guide

Wildcat Pay Plans

There are several different Wildcat Pay Plans available for different types of students.

Residential Students

Residential students can enroll in a four-, five– or six-month Wildcat Pay Plan per semester for residential students (these plans charge a $50 fee to enroll and some require a 5-10% down payment at the time of enrollment).

Online Students

Online students can enroll in a single-installment for all terms OR a four-installment plan in Spring 1, Summer 1, and Fall 1 OR a two-installment plan in Spring 2, Summer 2, and Fall 2.

International Students

Please contact Wildcat Central to help with setting up a payment plan at 888-588-6083.

2024 Fall II Payment Plans (Online)

	One-Time Payment	Two-Month Payment Plan	Biweekly Plan
Enrollment Fee	$0	$20	$20
Open Date	September 3	September 3	September 3
Closing Date	October 10	October 10	October 11
Installment Dates	October 10	November 1 December 1	November 1 November 15 November 29 December 13

2024 Fall Payment Plans (Residential)

Plan Name	Enrollment Fee	Enrollment Deadline	Installment Dates
6 Month Wildcat Pay Plan	$50	July 15	July 15 August 15 September 15 October 15 November 15 December 15
5 Month Wildcat Pay Plan	$50 plus 5% Down Payment of Account Balance	July 31	August 15, September 15 October 15 November 15 December 15
4 Month Wildcat Pay Plan	$50 plus 10% Down Payment of Account Balance	August 31 (Incoming Students: August 6)	September 15, October 15, November 15, December 15

Plan Name

Enrollment Fee

Enrollment Deadline

Installment Dates

6 Month

Wildcat Pay Plan

$50

July 15

August 15

September 15

October 15

November 15

December 15

5 Month

Wildcat Pay Plan

$50 plus 5% Down Payment of Account Balance

July 31

August 15,

September 15

October 15

November 15

December 15

4 Month

Wildcat Pay Plan

$50 plus 10% Down Payment of Account Balance

August 31

(Incoming Students: August 6)

September 15,

October 15,

November 15,

December 15

2025 Spring Payment Plans (Residential)

Plan Name	Enrollment Fee	Enrollment Deadline	Installment Dates
6 Month Wildcat Pay Plan	$50	December 31	January 15 February 15 March 15 April 15 May 15 June 15
5 Month Wildcat Pay Plan	$50 plus 5% Down Payment of Account Balance	January 31	February 15 March 15 April 15 May 15 June 15
4 Month Wildcat Pay Plan	$50 plus 10% Down Payment of Account Balance	January 31	February 15 March 15 April 15 May 15

Plan Name

Enrollment Fee

Enrollment Deadline

Installment Dates

6 Month

Wildcat Pay Plan

$50

December 31

January 15

February 15

March 15

April 15

May 15

June 15

5 Month

Wildcat Pay Plan

$50 plus 5% Down Payment of Account Balance

January 31

February 15

March 15

April 15

May 15

June 15

4 Month

Wildcat Pay Plan

$50 plus 10% Down Payment of Account Balance

January 31

February 15

March 15

April 15

May 15

Tax Forms

1098-T Tax Form

1098-T tax forms will be available to students via their Wildcat Pay Portal. They may also receive them via postal mail. Students can change their preferences for receiving this form in their Wildcat Pay Portal.
All 1098-T tax forms will be made available to students no later than January 31st each year. Note: Not all students receive a 1098-T. If you did not receive one and were expecting to, please visit the 1098-T FAQ page or contact Wildcat Central.

About Credit Refunds

If your student account has a credit balance, ACU will automatically refund the credit via direct deposit only to ACH payment methods saved as your eRefund account within the Wildcat Pay Portal. Prior to the 12th day of class each semester, ACU will begin a weekly process to automatically refund credit balances. Since the refund process is automated, there is no need for students to request refunds.

For more information, visit the Credit Refunds site or view FAQs.

Release of Information

The Family Education Right and Privacy Act (FERPA) generally prohibits information released from financial and educational records without the student’s consent except in a limited number of circumstances. For more information about FERPA, please visit the Office of the Registrar page.

If you have questions or problems, feel free to contact Wildcat Central at 888-588-6083.

About Late Fees

Late fees will not be charged if payment is received in full by the stated eBill due date. Late fees equal to 1.242 percent will be charged on total unpaid balances. If you are enrolled in a Wildcat Pay Plan and are current on all scheduled installments, late fees will not be charged.