Paying Your Bill

Electronic bills (eBills) are available within the first week of the month. If you are an authorized user, please visit the Authorized User Portal. Students will receive an email notification in their ACU email account stating that their eBill is available in the Wildcat Pay Portal. All charges are due according to the terms on the eBill. Official notification regarding the eBill and other university business is sent to the ACU student email account. Students are responsible for this information and any action that may be required by receiving this information.

To reach financial settlement each semester, students must either: pay the net balance in full, enroll in a Wildcat Pay Plan for the entire net balance or have an approved loan in place to cover the balance.

International Payments

We have partnered with TransferMate to provide seamless international payments through your Wildcat Pay Portal. Log in to the Wildcat Pay Portal, select Make A Payment, choose TransferMate from the dropdown menu and follow prompts. For more information about making international payments, please watch this video for easy instructions. We have also partnered with Flywire for international payments. View instructions for Flywire payments.

Navigating the Wildcat Pay Portal

Episode 1 of 4

Logging On to the Wildcat Pay Portal

Learn how to access all the Wildcat Pay Portal’s features.

Download User Guide (PDF, opens in a new tab)

Episodes 4

Wildcat Pay Plans

There are several different Wildcat Pay Plans available for different types of students.

  • Residential Students

    Residential students can enroll in a four-, five- or six-month Wildcat Pay Plan per semester. (These plans charge a $50 fee to enroll, and some require a 5-10% down payment at the time of enrollment).

    Residential Students

    2026 Spring Payment Plans

    Plan Name Enrollment Fee First Installment Due Last Installment Due Plan Enrollment Expires
    6 Month

    Wildcat Pay Plan

    $50 January 15 June 15 January 15
    5 Month

    Wildcat Pay Plan

    $50 + 10% Down Payment of Account Balance  

    February 15

     

    June 15

     

    February 15

    4 Month

    Wildcat Pay Plan with 5% down

    $50 + 5% Down Payment of Account Balance February 15 May 15 February 15

     

    2026 Fall Payment Plans

    Plan Name Enrollment Fee First Installment Due Last Installment Due Plan Enrollment Expires
    6 Month

    Wildcat Pay Plan

    $50 July 15 December 15 July 14
    5 Month

    Wildcat Pay Plan with 10% down

    $50 + 10% of Account Balance Down Payment  

    August 15

     

    December 15

     

    July 31

    4 Month

    Wildcat Pay Plan with 5% down

    $50 + 5% of Account Balance Down Payment September 15 December 15 August 31

     

  • Online Students

    Online students can enroll in a single-installment for all terms OR a four-installment plan in Spring 1, Summer 1, and Fall 1 OR a two-installment plan in Spring 2, Summer 2, and Fall 2.

    Online Students

    2026 Fall II Payment Plans

    One-Time Payment Two-Month Payment Plan Biweekly Plan
    Enrollment Fee $50 $50 $50
    Open Date September 11 September 11 September 11
    Closing Date October 15 October 23 October 23
    Installment Dates October 16 November 1

    December 1

    November 1

    November 15

    November 29

    December 13

     

  • International Students

    Please contact Wildcat Central to help with setting up a payment plan at 888-588-6083.

1098-T Tax Form

1098-T tax forms will be available to students via their Wildcat Pay Portal. They may also receive them via postal mail. Students can change their preferences for receiving this form in their Wildcat Pay Portal.

All 1098-T tax forms will be made available to students no later than January 31 each year. Note: Not all students receive a 1098-T. If you did not receive one and were expecting to, please visit the 1098-T webpage or contact Wildcat Central.

1098-T Tax Form

Credit Refunds

If your student account has a credit balance, ACU will automatically refund the credit via direct deposit only to ACH payment methods saved as your eRefund account within the Wildcat Pay Portal. Prior to the 12th day of class each semester, ACU will begin a weekly process to automatically refund credit balances. Since the refund process is automated, there is no need for students to request refunds.

Credit Refunds

Release of Information (FERPA)

The Family Education Right and Privacy Act (FERPA) generally prohibits the release of information from financial and educational records without the student’s consent except in a limited number of circumstances. For more information about FERPA, please visit the Office of the Registrar page.

If you have questions or problems, feel free to contact Wildcat Central at 888-588-6083.

Details on FERPA

Late Fees

Late fees will not be charged if payment is received in full by the stated eBill due date. Late fees equal to 1.242 percent will be charged on total unpaid balances. If you are enrolled in a Wildcat Pay Plan and are current on all scheduled installments, late fees will not be charged.